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Yes, SAIPA’s Budget Breakfast is returning as a LIVE EVENT.


In proud partnership with

With limited seats available, sit down to a hearty morning meal, surrounded by great company and the face-to-face conversation you’ve missed for so long.

If you can’t attend the face-to-face event, you also have an opportunity to attend this event via livestream.


Thursday, 24 February 2022 from 08:00 to 11:00


(Seats are limited)
Gateway Hotel, Durban R300
*We’re taking every precaution to ensure the venue is fully sanitised and social distancing rules are enforced, including the use of face masks when appropriate.
Livestream You will receive a link before the event. R150


  • SAIPA members, please book on MySAIPA
  • If you are not a SAIPA member, please click here to find out how to book

What you can expect

Our theme this year is Accountability.

  • Watch our panel of industry experts dissect the Finance Minister’s Annual National Budget Speech for 2022/23, not even a day after he delivers it. This includes audience Q&A.
  • You’ll leave with a deeper understanding of what the budget means to you and your business. And solid insights you can use to prepare yourself for the coming year.
  • in addition, we’ll be casting our critical spotlight on the Judicial Commission of Inquiry into Allegations of State Capture report.

With part 1 released in January and part 2 on 1 February, the Budget Breakfast is the ideal forum to build a national conversation about what needs to happen next. We’ll be asking our panel:

  • What is accountability?
  • Who should we hold accountable and for what?
  • What about your own accountability as individuals?
  • How do we hold the accountancy profession accountable for its part in state capture?
  • Can we rebuild trust in our state institutes, like SARS and Eskom, by holding accountable those found responsible for their capture


Ettiene Retief

Ettiene is registered with SARS as a tax practitioner and registered as a FSCA (previously the FSB) compliance officer, certified as an Independent Reviewer (SAIPA). He holds membership with the Institute of Directors, the South African Institute of Professional Accountants, and the Centre of Tax Excellence, Institute of Financial Accountants (UK), Institute of Public Accountants (Australia), and Institute of Certified Public Accountants (Ireland).

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Jashwin Baijoo

Jashwin is an admitted attorney of the High Court of South Africa, and holds an LLB from the University of Kwa-Zulu Natal, while currently pursuing his Masters in Tax and International Business Law at the University of Witwatersrand. He specialises in cross-border tax advisory, company incorporations and compliance, and international regulatory applications and procurement, with the assistance of his vast network of partners across Africa. On the South African front, Jashwin also heads up the Tax Debts unit, engaging with SARS on a daily basis to get taxpayer’s the relief needed to obtain compliance and settle their tax debts.


Prof Dilip Garach

  • Chartered Accountant with a Masters Degree in Tax
  • Served as Professor at Various Academic Institutions
  • Was the Head of the Masters Tax Programme at University of Kwa-Zulu Natal
  • Certified Financial Planner (CFP)
  • Was South Africa’s Financial Planner of the Year: 2004
  • An award of the Financial Planning Institute of Southern Africa (FPI)
  • Former National Board Member of SARS
  • Member of the Income Tax Special Court
  • Financial Coach to High Net Worth Families
  • Designed Software called Smart File to Advise High Net Worth Individuals
  • CEO Garach Group
    Tax , Financial, Insurance & Fiduciary Specialists



Marcus Botha

Director with BDO Tax Services (Pty) Ltd and the Head of Corporate Tax

Marcus was previously the South African Leader of Tax Reporting & Strategy at PwC and Head of Tax Risk at Nedbank Ltd. He has extensive experience in tax policy and administration, tax strategy, tax management and control frameworks, and tax governance and enterprise risk management.

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Dr Surendran Pillay

Senior Lecturer and Coordinator of Accounting Programs

Academic Qualifications
BCom (Accounting) (Natal)
BCom (Hons) (Accounting)(Natal)
MCom (Taxation) (North West University)
PhD (Taxation) (North West University)

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